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Home > Personal > Loan Center > Personal Loans

Personal Loans


Members First Credit Union of Florida is always ready to lend a hand to our members. One way we help you out is by offering a wide variety of Personal Loans. Depending on your preferences, you can apply for a Share Secured Loan, a Christmas Loan, a Lifestyle Loan…we’ve covered all the bases. We even offer a Credit Builder Loan so you can establish good credit.

If you have any questions regarding which Personal Loan is best for you, please stop by one of our locations or speak with a Call Center Representative at (877) 434-6328 or locally at (850) 434-2211.

Personal Loans
Effective Date: 8/2/2018
Loan TypeApprox. TermAPR*
Share Secured - Borrow against the funds in your account Up to 60 months 3.99%
CD Secured - Borrow against your Credit Union CD Duration of CD Rate of certificate plus 2.00%
Christmas Loan - Available October - February 12 months 10.00%
HIT (Homeowner's Insurance and Taxes) Relief Loan 12 months 7.99%
Vacation/Summer/Back-to-School Loan - Available April - September 12 months 10.00%
Lifestyle Loan - Perfect for enhancing your lifestyle Up to 60 months As low as 9.95%
Lifestyle Credit Line Up to 60 months As low as 9.95%
Debt Consolidation Loan Up to 60 months As low as 7.95%
Miscellaneous Collateral - Appliances, computers, etc. Up to 60 months As low as 8.99%
Credit Builder Loan Up to 60 months As low as 10.00%
New and Used Mobile Homes Call Credit Human at 877-475-6852  

To learn more about loans from Members First, please visit our Loan Center. For current rates, see our Rates page.

If you’re ready to apply for a loan today, please click below.

Apply for a Loan

The annual percentage rate you pay will be based on the number of months your loan is financed, the loan type and your credit history. The APR will be disclosed prior to an advance being made on a loan. Loan terms may vary based on value and type of collateral.

*APR=Annual Percentage Rate. Equal Housing Lender. All rates are subject to change without notice. For complete terms and conditions, click here to email or contact a Call Center Representative at (877) 434-6328 or locally at (850) 434-2211.

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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