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Debit Cards


A Visa® Debit Card comes in very handy for everyday purchases at places like grocery stores and gas stations, or even when you’re shopping online. We understand how convenient these cards can be for our members, so we make a Visa Debit Card available FREE when you open a Members First Checking Account. The card can be used anywhere Visa Debit Cards are accepted.

Here's how it works: 

Debit Card Icon

Your card draws funds directly from
your Members First Checking
Account, so you won't need to carry
cash, write a check, or pay the interest
that comes with a credit card.

Withdrawal Icon

Need cash? You can use your
Members First Visa Debit Card
to withdraw cash from an ATM.

Security Icon

Your Visa Debit Card has a built-in
security measure, a unique PIN
that will need to be entered at
checkout to validate your identity.


Members First Debit Card Features

With your Members First Visa Debit Card you'll enjoy security, control, and convenience no matter how you shop — online or at the store.

  • Get your card instantly issued at any branch
  • Fraud monitoring and protection
  • Easily track your spending and manage your debit card with My Cards
  • Save as you spend — enroll in SAVEUP



Here's how your protected when you shop or pay your bills with your Members First Visa Debit Card:

Security Icon
  • Your card includes Chip Technology that encrypts your transactions at the terminal to safeguard your personal information
  • Your card has a unique PIN that will need to be entered at checkout
    • For your security, Please do not share your PIN with anyone
  • 24/7 Fraud Monitoring
  • Text Fraud Alerts
  • Turn your card on/off with My Cards
  • Safer than cash or checks


Take charge of your spending with your Members First Visa Debit Card.

*Fees may apply if checking account is overdrawn. Please see our Schedule of Fees for details. For more information call (850) 434-2211 or stop by one of our branch locations.

Control Icon


Whether you're shopping at the store, online, or over the phone, you can use your debit card everywhere Visa Cards are accepted.

Convenience Icon
  • No minimum purchase amount
  • Accepted at millions of merchants worldwide
  • Compatible with the Apple Pay®, Google Pay®, and Samsung Pay®
  • Need cash back? Skip the ATM and get cash back at the register


Text Fraud Alerts

Our text alert service allows you to instantly keep tabs on suspicious activity on your Members First debit card. 

Here's how it works:

  • With text fraud alerts, if our system detects suspicious activity on your debit card, you'll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction. 
  • If you indicate the transaction is fraud, you'll receive another message with a number to call for follow-up. If not, you're all set. The system will mark the transaction as legitimate and you can get on with your day — simple as that.

Getting Started:

  • If we have your mobile number on file, you don't have to do anything. It's really that easy. If there is suspicious activity, we'll send a text alert right away.  
  • If you need to verify or update your mobile phone number, give us a call at (850) 434-2211.


Save as you Spend with our SaveUP Program

SaveUp Logo

The SaveUP program is the perfect way for you to save as you go.

Here's how it works:

  • Enroll today by stopping by one of our branch locations or speak with a credit union representative at (850) 434-2211.
  • Each time you make a purchase using your debit card, automatically add your change to the Members First savings account of your choice*.
  • We will round up every debit card transaction to the next whole dollar and the extra funds are transferred nightly for the previous day’s transactions.
  • Now you’re saving!


*If, on a business day, you do not have the sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round up the purchases posted on that business day and we cancel the transfer for that day. If your Members First Debit Card purchase is subsequently cancelled or reversed, the corresponding SaveUp savings round-up transfer will remain in your savings account.  


Contact Us

If you have any questions about your Visa Debit Card from Members First, please call our Member Information Call Center at (850) 434-2211 or toll-free at (877) 434-6328. Our Call Center hours are Monday - Friday from 8:30 a.m. - 4:30 p.m. You can also stop by one of our branch locations during normal business hours.
LOST/STOLEN DEBIT CARD: (800) 472-3272
Verify your debit card fraud alert
TRAVEL NOTICE: Let us know when you are traveling out of state or out of country to ensure your Members First Visa® Credit and Debit cards continue working without interruption.
complete travel notification form





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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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