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Home > Business > Business Checking

Business Checking


Opening a Members First Business Checking account is an important step in the growth of your business. We offer many free features that make maintaining your finances easy. Experience the difference that we can bring to your company today.

  • Minimum Balance - $0
  • Monthly Maintenance Fee - $0
  • Check Writing - FREE/Unlimited
  • Check Card - FREE
  • Checks - FREE (first box)
  • 24-Hour Internet & Phone Banking - FREE
  • Internet Bill Pay - FREE
  • eStatements & Online Check Images - FREE
  • Zippered Deposit Bag - FREE

Checkbook Balancing Worksheet

These fees are non-monthly fees that are charged on a per-occurrence basis.  These fees can usually be avoided by properly maintaining your checking account.

  • Courtesy Pay - $30.00
  • Non-Sufficient Funds Charge - $30.00
  • Overdraft Transfer Fee - $5.00
  • Stop Payment Fee - $30.00
  • ATM Transaction Fee (only when using a non-“Fee Free” machine) - $1.00
  • Account Balancing Assistance - $10.00 Per Hour
  • Account Research - $15.00 Per Hour
  • Account Research Production - $0.20 Per Page
  • Additional Statement Copies - $3.00 Per Statement
  • Copy of Check - $2.00
  • Early Account Closing Fee (on any account closed within 6 months of opening date) - $25.00

Please bring the following items when you come to one of our Members First Credit Union of Florida locations to open a Business Checking account:

  • Valid Drivers License
  • Valid Business License
  • Taxpayer ID Number (either an Employee Identification Number [EIN] or a Social Security number [SSN] for a Sole Proprietorship)
  • Corporation: Articles of Incorporation
  • Partnership: Partnership Agreement
  • Sole Proprietorship: Business/Occupational License and Fictitious Name Filing
  • Limited Liability Co.: Articles of Organization or Operating Agreement
  • Unincorporated: Minutes from the last business meeting noting the names of the authorized Trustees

Minimum opening deposit of $100.00 required. Share account required. Membership eligibility required as defined in Credit Union by-laws. Free first box of checks limited to Members First standard logo checks. For complete details, contact a Call Center Representative at (877) 434-6328 or locally at (850) 434-2211.

For further information on all Credit Union deposit accounts, please refer to our Membership and Account Agreement for Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers and Truth In Savings. Please also see our Schedule of Fees.

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.