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Credit Cards

REWARD YOURSELF WITH A VISA® CREDIT CARD.

Members First Credit Union of Florida is proud to offer members two rewarding Visa Credit Card options.  Each card comes with a fixed rate that is low and competitive, meaning you never have to worry about surprise rate hikes. Learn more about our credit cards below to find the right card for you.

 

Credit Card Features & Benefits

All Members First Visa® Credit Cards Offer:

  • Protection of EMV Chip Technology
     
  • Fraud monitoring and protection
     
  • Pay securely with your card using your smartphone with Digital Wallet services 
     
  • Lock/Unlock your card and more with SecurLOCK Equip

 

Credit Card Options

Find the Members First credit card that best fits your lifestyle. Choose between a low fixed interest rate card with no annual fee or a lower fixed interest rate card with a low annual fee. 
 

VISA PLATINUM (Without Annual Fee)

Checking Icon

12.9% Fixed APR
• Purchases
• Cash Advance
• Balance Transfer

Features
checkmark icon No Annual Fee
checkmark icon Earns 1 Point for Every $1 Spent
checkmark icon 25 Day Grace Period for repayment of the purchase balance

 

Apply For Members First Visa® Platinum

 


 

VISA PLATINUM (With Annual Fee)

Checking Icon

10.9% Fixed APR
• Purchases
• Cash Advance
• Balance Transfer

Features
checkmark icon Lower Fixed APR
checkmark icon $12 Annual Fee
checkmark icon Earns 1 Point for Every $1 Spent
checkmark icon 25 Day Grace Period for repayment of the purchase balance

 

Apply For Members First Visa® Platinum

 

 

Get A Credit Card That Pays

For every purchase you make using your Members First Visa Credit Card, you'll earn 1 Bonus Point per $1 spent that can be redeemed for: 

  • Cash Back - Use your bonus points for a deposit into your account.
  • Statement Credits - Pay down your credit card balance when you choose to redeem your points for a credit towards your statement.
  • Fuel Discounts - Use your bonus points to save on all your fuel purchases by using your card at the pump at a participating Shell, BP, or Alon Station.
  • Gift Cards - Redeem your points for gift cards to select retailers like Amazon®, Home Depot®, Best Buy®, iTunes®, Xbox LIVE®, or for movie tickets.
  • Travel Rewards - Get travel accommodations such as hotel stays at top properties, airfare, car rentals, cruises, and more.
  • Merchandise - Get electronics, home goods, personal items, and more from the best brands like Apple®, Michael Kors®, Samsung®, Bose®, Black & Decker®, Pandora®, Ray-ban®, Keurig®, and more.
  • Purchase Erase - Redeem2Erase credit card transactions with your bonus points. 
  • Charity - Use your points to make a donation to a charity of your choice.
  • Games & More - Use your points to play games and more for a chance to win gift cards, merchandise from the hottest brands, and other amazing prizes.
  • And so much more!

 

Redeeming Points Is Easy!

Checking your rewards points balances and redeeming them for cash, statement credits, fuel discounts, travel, and more is quick and easy.

New Users:

  1. Go to scorecardrewards.com.
  2. Click "Create Account."
  3. Follow the instructions on the form and submit.

Returning Users:

  1. Log into scorecardrewards.com.
  2. Your Rewards Balance can be viewed at the top of the page or by clicking the Account tab.
  3. Shop Rewards to redeem your points for merchandise, cash back, and more.

Have Questions About Your Credit Card Rewards Points? Call (800) 854-0790

redeem your rewards today at scorecardrewards.com.

 

Contact Us

If you have any questions about your Visa Credit Card from Members First, please call our Member Information Call Center at (850) 434-2211 or toll-free at (877) 434-6328. Our Call Center hours are Monday - Friday from 8:30 a.m. - 4:30 p.m. You can also stop by one of our branch locations during normal business hours.
 
LOST/STOLEN CREDIT CARD? Call (800) 325-3678
 
DISPUTES? (800) 600-5249
 
HAVE QUESTIONS ABOUT YOUR CREDIT CARD REWARDS POINTS? (800) 854-0790
 
TRAVEL NOTICE: Let us know when you are traveling out of state or out of country to ensure your Members First Visa® Credit and Debit cards continue working without interruption.
 
complete travel notification form

 

Business Credit Card

Every business has unique financial needs. Enhance your business with a Members First Visa® Business Credit Card.

Learn More

 

CREDIT CARD RESOURCES

 


 

Avoidable Fees

Late Payment:
$27.00 - First Occurrence
$37.00 - Subsequent Occurrence
Late Payments will be charged $27.00 for the first occurrence and $37.00 for any subsequent occurrence of the same type that occurred during the same billing cycle or during one of the next six billing cycles.

Returned Payment:
$27.00 - First Occurrence
$37.00 - Subsequent Occurrence
Returned Payments will be charged $27.00 for the first occurrence and $37.00 for any subsequent occurrence of the same type that occurred during the same billing cycle or during one of the next six billing cycles.

 

Disclosures

The information about the costs of the cards described above is accurate as of July 2010. This information may have changed after this date. To find out what may have changed, call (850) 434-2211 or write to:

Members First Credit Union of Florida
P.O. Box 12983
Pensacola, FL 32591-2983

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). Please see your account agreement for an explanation of this method.

Billing Rights: Your account agreement provides information on your rights to dispute transactions and how to exercise those rights.
 

APR = Annual Percentage Rate. Rates and terms are based on individual credit worthiness. The method of computing finance charges (or interest) for purchases (including new purchase) is based on the Average Daily Balance. Rates are subject to change without notice. For our complete credit card disclosure, click here.

 

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Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.

 

Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.

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