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Special Offers


At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!


Fee Free Gift Cards Banner

Give Gift Cards

Make the holidays easy for you and your loved ones. Buy Members First Credit Union of Florida Visa® Gift Cards that can be used domestically everywhere debit cards are accepted. Gift cards are available at all branch locations. Plus, from now through December 31, 2023, we'll waive the $2.95 purchase/activation fee. 

Find a Branch Near You

Use domestically everywhere debit cards are accepted. No ATM or Cash access. Gift cards are issued by Pathward, N.A., Member FDIC.



Auto Loans Special

Santa Needs a New Sleigh!

For a limited time, finance your auto loan at Members First and make no payments for up to 90 days.* View rates or learn more about our auto loans program

Apply for a Loan

*Interest will still accrue with the ‘No Payments for up to 90 Days’ offer. This is a limited time offer. Offer may be withdrawn or changed at any time without notice.



Skip-a-Payment Banner

Make the Holidays a Little Merrier!

Need extra cash for the holidays? You can get more time and money when you need it with Members First's Skip-A-Payment program. Complete a skip-a-payment application to request to skip-a-pay on your loan. There is a $35 fee per payment skipped. You can skip a maximum of two payments in a 12-month period (maximum of four skips over the life of each loan). 


*Subject to approval. Restrictions apply. For complete terms and details go to



ScoreCard Rewards Banner

Redeeming Your Members First Credit Card Rewards Points is Easy.

Checking your rewards points balances and redeeming them for cash, statement credits, fuel discounts, travel, and more is quick and easy.

New Users:

  1. Go to
  2. Click "Create Account."
  3. Follow the instructions on the form and submit.

Returning Users:

  1. Log into
  2. Your Rewards Balance can be viewed at the top of the page or by clicking the Account tab.
  3. Shop Rewards to redeem your points for merchandise, cash back, and more.

Get Started at

Don't Have a Credit Card With Us?

Apply for one of our rewarding Visa credit cards to start earning rewards points. For every purchase you make with your Members First credit card, you'll earn 1 bonus point per $1 spent that can be redeemed for things like merchandise, pay with credits, travel, and so much more!

Learn more or apply

APR = Annual Percentage Rate. Rates and terms are based on individual credit worthiness. The method of computing finance charges (or interest) for purchases (including new purchase) is based on the Average Daily Balance. Rates are subject to change without notice. For our complete credit card disclosure, click here.



Credit Score Banner

Do You Know Your Credit Score?

Are you thinking about purchasing a new car, saving up for the down payment of your first home, or just looking for ways to improve your credit score? Members First Credit Union of Florida is here to lend a helping hand by providing you the tools to help you make smart financial decisions.

Learn the breakdown of a credit score

Plus, you can request to receive your credit score FREE and we'll share ways you can improve your score. Complete the following form and we'll contact you regarding your credit score and how to improve it.

Know Your Score Request Form





As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $60 when you refer-a-friend, here's how: 

  1. When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
  2. For every new member you refer who opens a new loan**, we’ll deposit $50.00 into your account and $50.00 into their savings account. Talk about a win-win!

Download Refer A Friend Program Form

*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member. Referral account must have a minimum balance of $5.00 to qualify.  
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Referred mortgage loan must be approved at the time the new share account is opened and funded within 45 days of account opening. Minimum loan amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time.




Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us.


Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.



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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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