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IMPORTANT NOTICE: Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us. 

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Special Offers


At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!


Spring Fee Free

Gift Cards For Everyone on Every Occasion With No Purchase Fee Now Through June 30, 2022. 

Looking for a way to care for your friends, family, or community? Consider a Members First Credit Union of Florida Visa® Gift Card. Help someone in need or surprise someone just because you're thinking of them. Gift cards are for everyone, on every occasion, to choose just what they want or need. Now through June 30, 2022, pay no purchase fee when you load amounts from $10 through $1,000. 

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Gift card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted in the U.S. No cash access.




Help Change the Conversation Around Mental Health With Every Swipe of Your Members First Credit Card.

Together we can raise up to $25,000 to help those who suffer in silence. From May 1, 2022 through June 30, 2022, each time you use your Members First credit card, a donation of $0.01 per transaction will be made to Active Minds. 

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*From May 1, 2022 to June 30, 2022, each time you use your credit card, Trellance is donating $0.01 per transaction to Active Minds, up to $25,000. For more information about Active Minds and how you can help change the conversation about Mental Health, visit



Balance Transfer Offer

Make Your Finances Flourish. Let Your Finances Thrive By Consolidating Your Debt With Our 2.99% APR* Balance Transfer Offer.

For a limited time, transfer your high-interest balance to our low-interest credit card and save money with Members First Credit Union of Florida's 2.99% APR* balance transfer special. This offer expires on June 30, 2022. 

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*APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on balance transfer, after 6 billing cycles card balance will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on credithworthiness. Please contact a Members First Credit Union of Florida representative for specific terms and conditions. Offer expires 6/30/2022.



Auto Loans Special

Finance or Refinance Your Auto Loan & Make No Payments For Up to 90 Days.*

For a limited time, finance or refinance your auto loan at Members First and make no payments for up to 90 days.* View rates, learn more about our auto loans program, or see how refinancing can save you money

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*Interest will still accrue with the ‘No Payments for up to 90 Days’ offer. This is a limited time offer. Offer may be withdrawn or changed at any time without notice.



Mortgage Refi Offer

Pay Off Your Home Quickly When You Refinance Your Mortgage.

It's the perfect time to refinance your home and take advantage of low rates and Members First's mortgage options to lock in your savings and pay off your mortgage quickly. Our Accelerate Your Home Loan Program has 7, 10, and an all new limited time 12.5 year payback option. Need more time? Check out our 15 Year Mortgage Refinance Special. Need more information and help in finding the right mortgage option for you? Give us a call at (850) 434-2211 or stop by one of our locations. Our team of professionals is available to help answer your questions. 

Apply for a Loan

APR= Annual Percentage Rate. Rates and terms are based upon individual credit worthiness. Offer subject to change without notice. Terms and Conditions apply. Go to for more details. 





As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $60 when you refer-a-friend, here's how: 

  1. When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
  2. For every new member you refer who opens a new loan**, we’ll deposit $50.00 into your account and $50.00 into their savings account. Talk about a win-win!

Download Refer A Friend Program Form

*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member.  Referral account must have a minimum balance of $5.00 to qualify.  
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Minimum loan amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time.



Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.


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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.