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IMPORTANT NOTICE: Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us. 

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Special Offers


At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!


Credit Score Banner

Do You Know Your Credit Score?

Are you thinking about purchasing a new car, saving up for the down payment of your first home, or just looking for ways to improve your credit score? Members First Credit Union of Florida is here to lend a helping hand by providing you the tools to help you make smart financial decisions.

Learn the breakdown of a credit score

Plus, you can request to receive your credit score FREE and we'll share ways you can improve your score. Complete the following form and we'll contact you regarding your credit score and how to improve it.

Know Your Score Request Form



LMCU Rewards Tax Services Banner

Exclusive Member Discounts — Just for you!

We love having you as one of our valued members, which is why we're bringing you special discounts on tax prep services that will help you ace tax season.

TurboTax: Hand off your taxes, get some help from experts or file on your own — with TurboTax, you can count on getting your maximum refund, guaranteed. Enjoy up to $15 off — the discount will automatically be applied when you sign up or log in to your TurboTax account using the link below.

Get started with TurboTax today!

H&R Block: Get expert tax help from H&R Block professionals who can prepare your taxes in person, with or without the office visit. New clients save $25 in-office tax prep services and returning clients of H&R Block get the Tax Identity Shield® add-on for FREE ($35 value).

Get your H&R Block coupon now and save!

Visit for offer details and disclaimers.




Home Loans Banner

Funding Your Home Sweet Home Dreams With Low Rates and Payments.

Don't let higher interest rates put a damper on your dreams. Members First Credit Union of Florida's adjustable-rate mortgage (ARM) options are a great choice if you're purchasing a new home or refinancing your current home to lower your payment and improve your cash-flow, consolidate high-interest debt, and/or eliminate mortgage insurance.     

Learn More

If you have any questions about our ARM options or any of our other home loan programs, we're here to lend a helping hand. Give us a call at (850) 434-2211 and select option 2 to speak with a representative from our loan or mortgage department, or stop by one of our branch locations.

APR = Annual Percentage Rate. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness. Terms and conditions apply. NCUA Insured. Equal Housing Lender. NMLS# 405711.




New and Upcoming Rewards Banner

Your Members First Credit Union of Florida Credit Cards Reward Program Is Getting Sweeter With These New Rewards: 

  • You can now redeem your Members First Credit Union of Florida credit card rewards points for Groupon® deals on dining, entertainment, retail products, and services on the rewards redemption website.
  • You can now pay with your Members Frist Credit Union of Florida credit card rewards points at Walmart! While at checkout, select "yes" to redeem 2,000 reward points and save. You'll get $10 off your in-store purchase with a minimum purchase of $10.01. 

Learn More




Auto Loans Special

Finance or Refinance Your Auto Loan & Make No Payments For Up to 90 Days.*

For a limited time, finance or refinance your auto loan at Members First and make no payments for up to 90 days.* View rates, learn more about our auto loans program, or see how refinancing can save you money

Apply for a Loan

*Interest will still accrue with the ‘No Payments for up to 90 Days’ offer. This is a limited time offer. Offer may be withdrawn or changed at any time without notice.





As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $60 when you refer-a-friend, here's how: 

  1. When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
  2. For every new member you refer who opens a new loan**, we’ll deposit $50.00 into your account and $50.00 into their savings account. Talk about a win-win!

Download Refer A Friend Program Form

*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member. Referral account must have a minimum balance of $5.00 to qualify.  
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Referred mortgage loan must be approved at the time the new share account is opened and funded within 45 days of account opening. Minimum loan amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time.



Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.


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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.