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IMPORTANT NOTICE: Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us. 

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Special Offers

MORE WAYS WE’RE PUTTING YOU FIRST.

At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!

 

Locks of Love CC Usage Banner


Grow for a Purpose Because Hair is Not "Just Hair". 

This Fall, we're helping Locks of Love bring normalcy back to the lives of children suffering from hair loss. With every swipe of your Members First credit card from September 1 through November 30, 2022, a donation of $0.01 per transaction up to $25.000 will be made to Locks of Love. Together we can help a child rebuild their self esteeem. 

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From September 1, 2022 to November 30, 2022, each time you use your credit card, Trellance is donating $0.01 per transaction to Locks of Love, up to $25,000 on behalf of Members First Credit Union of Florida. For more information on Locks of Love, visit www.LocksofLove.org.

 


 

ScoreBIG Banner


You Can ScoreBIG With Your Members First Rewards Card. 

Beginning August 1 through October 31, 2022, you could win from 500,000 to 1.5 Million ScoreCard® Rewards Points. Go everywhere with your Members First Rewards Credit Card for a chance to win! The more you use your card, the bigger the prize. Terms and conditions apply. Please see the ScoreBIG Sweepstakes Official Rules. 

Official Rules

Don't have a credit card with us? 

Learn more or apply today and start earning 1 point for every $1 spent on your purchases that can be redeemed for purchases at CVS® and Walgreens®, gas, statement credit, merchandise, travel, cashback and so much more. 

Learn More

 

 


 

Visa NFL Banner


This Could Be Your Dream NFL Season! 

When you pay with your Members First Credit Union of Florida Visa card from September 1, 2022 to October 31, 2022, you'll be entered for a chance to win a trip to Arizona for Super Bowl LVII that'll keep you cheering all season long. Tap to pay with a Visa contactless card or a Visa card with a payment-enabled device for a bonus entry. 

Grand Prize Package includes: 

  • 2 round-trip flights to Arizona
  • 2 tickets to Super Bowl LVII
  • Hotel accommodation

Learn More

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA 2022 NFL SWEEPSTAKES. Open only to legal 50 U.S. & D.C. residents who are 18 or older as of 9/1/22. Void in P.R. and where prohibited. Begins at 12:00 AM PT on 9/1/22 and ends at 11:59 PM PT on 10/31/22 ("Promotion Period"). TO ENTER: 1) Automatic Entry: An eligible Visa cardholder will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made during the Promotion Period at a merchant location in the U.S. and processed through Visa’s transaction-processing system. BONUS ENTRY: An eligible Visa cardholder will automatically receive one (1) bonus Sweepstakes entry for each eligible contactless Visa purchase made using his/her/their contactless Visa card or using his/her/their Visa card with a payment-enabled mobile or wearable device during the Promotion Period at a merchant location in the U.S. and processed through Visa’s transaction-processing system. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and email address, on plain 3" x 5" paper, and mail it in a #10 envelope with sufficient postage affixed, to: Visa 2022 NFL Sweepstakes, P.O. Box 7750, Melville, NY 11775-7750. Mailed entries must be postmarked between 9/1/22 and 10/31/22, and received by 11/8/22. Enter as often as you wish; however, each mailed entry will count as two (2) entries into the random drawing and must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. ONE (1) GRAND PRIZE: Super Bowl LVII trip package consisting of a 4-day/3-night trip departing on 2/10/23 and returning on 2/13/23 for two (2) people (winner and one (1) guest) to Phoenix, AZ to attend Super Bowl LVII, scheduled to take place on 2/12/23 at State Farm Stadium in Glendale, AZ. Prize includes two (2) tickets to Super Bowl LVII (seats to be determined in Sponsor’s sole and absolute discretion), round-trip economy class air transportation for two (2) people from a major U.S. gateway airport nearest the winner’s home, transportation to/from airport and hotel and all scheduled activities, hotel accommodations including breakfast daily (one standard room, double occupancy), two (2) tickets to the Super Bowl LVII Visa Tailgate and the VIP Super Bowl Experience, one (1) Visa Super Bowl LVII gift (for winner only), and one (1) $275 Visa Prepaid Product. In addition to the aforementioned prize, $8,000 cash will be awarded in the form of a check to winner that can be used toward the payment of income taxes associated with the prize (collectively, the "Grand Prize Trip"). ARV of Grand Prize Trip: $28,500. In lieu of taking the Grand Prize Trip, the winner will have the option of receiving $5,000 cash awarded in the form of a check and a Visa NFL Gift Box valued at up to $5,000. In addition to the aforementioned prize, $3,400 cash will be awarded in the form of a check that can be used toward the payment of income taxes associated with the prize (collectively, the “Grand Prize Cash Option”). ARV of Grand Prize Cash Option: $13,400. ODDS: Estimated odds of winning are 1 in 16,787,729,730; however, the actual odds of winning depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules, available at this location and www.visa.com/NFLUltimateSweepstakesFullRules. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. The NFL Entities (as defined in the Official Rules) have not offered or sponsored this sweepstakes in any way.

 


 

New and Upcoming Rewards Banner


Your Members First Credit Union of Florida Credit Cards Reward Program Is Getting Sweeter With These New Rewards: 

  • You can now redeem your Members First Credit Union of Florida credit card rewards points for Groupon® deals on dining, entertainment, retail products, and services on the rewards redemption website.
     
  • You can now pay with your Members Frist Credit Union of Florida credit card rewards points at Walmart! While at checkout, select "yes" to redeem 2,000 reward points and save. You'll get $10 off your in-store purchase with a minimum purchase of $10.01. 

Learn More

 


 

Balance Transfer Banner


Let Us Balance Your Finances For You With Our Limited Time 2.99% APR* Balance Transfer Offer.

Stop weighing your options. For a limited time, transfer your high-interest balance to our low-interest credit card and save money with Members First Credit Union of Florida's 2.99% APR* balance transfer special. This offer expires December 31, 2022.     

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*APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on balance transfer, after 6 billing cycles card balance will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on credit worthiness. Please contact a Members First Credit Union of Florida representative for specific terms and conditions. Offer expires 12/31/2022.

 


 

Home Loans Banner


We'll Lend A Helping Hand With the Right Home Loan from Members First.

Whether you dream of turning the key to your first home, are considering purchasing land for a future home, or need funds for home repairs or renovations, our mortgage experts are ready to assist you. We'll help answer questions, calculate your payment, and work with you to design a plan that is quick, affordable, and best fits your needs. Learn about mortgage options like our First Time Home Buyers Program, Residential Lots/Land (Unimproved Property), Home Equity Loan, Home Equity Line of Credit (HELOC), and more. If you're not sure where to begin, give us a call at (850) 434-2211 or stop by one of our branch locations.     

Learn More

APR = Annual Percentage Rate. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness. Terms and conditions apply. NCUA Insured. Equal Housing Lender. NMLS# 405711.

 


 

Boat Loans Banner


Get Financing First on Your Boat, Motorcycle, and RV Loan.

Is adventure calling? Do you dream of coasting lazily along the water, fishing or camping trips with your family, or solo trips on the road with the wind in your hair? Go ahead, trailblaze and make waves. We'll lend a helping hand to finance your next great adventure — whether it be on sea or land. See our low, competitive rates or learn more and apply for a boat, motorcycle, or RV loan with Members First. 

Learn More

The annual percentage rate (APR) you pay will be based on the number of months your loan is financed, the loan type, and your credit history. The APR will be disclosed prior to an advance being made on a loan. Rates are subject to change. Loan terms may vary based on value and collateral.

APR = Annual Percentage Rate. Rates and terms are based on individual credit worthiness. Contact a Call Center Representative at (877) 434-6328 or locally at (850) 434-2211 for complete loan terms.

 


 

Auto Loans Special


Finance or Refinance Your Auto Loan & Make No Payments For Up to 90 Days.*

For a limited time, finance or refinance your auto loan at Members First and make no payments for up to 90 days.* View rates, learn more about our auto loans program, or see how refinancing can save you money

Apply for a Loan

*Interest will still accrue with the ‘No Payments for up to 90 Days’ offer. This is a limited time offer. Offer may be withdrawn or changed at any time without notice.

 


 

Mortgage Refi Offer


Pay Off Your Home Quickly When You Refinance Your Mortgage.

It's the perfect time to refinance your home and take advantage of low rates and Members First's mortgage options to lock in your savings and pay off your mortgage quickly. Our Accelerate Your Home Loan Program has 7, 10, and an all new limited time 12.5 year payback option. Need more time? Check out our 15 Year Mortgage Refinance Special. Need more information and help in finding the right mortgage option for you? Give us a call at (850) 434-2211 or stop by one of our locations. Our team of professionals is available to help answer your questions. 

Apply for a Loan

APR= Annual Percentage Rate. Rates and terms are based upon individual credit worthiness. Offer subject to change without notice. Terms and Conditions apply. Go to membersfirstfl.org/mortgagerefi for more details. 

 


 

Refer-A-Friend


Refer-A-Friend

As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $60 when you refer-a-friend, here's how: 

  1. When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
     
  2. For every new member you refer who opens a new loan**, we’ll deposit $50.00 into your account and $50.00 into their savings account. Talk about a win-win!

Download Refer A Friend Program Form

*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member.  Referral account must have a minimum balance of $5.00 to qualify.  
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Minimum loan amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time.

 


 

Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.

 

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NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.

 

Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.

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