Second Chance Checking
GET BACK ON TRACK WITH A CLEAN SLATE FROM MEMBERS FIRST.
At Members First, we realize nobody is perfect and sometimes your credit score takes a hit. Our Second Chance Checking account* gives you just that … a second chance to start fresh with a checking account from the Credit Union you can trust. If you’ve been unable to open an account due to a ChexSystems report, please see one of our friendly Member Services Representatives today to apply for a Second Chance Checking account* with these benefits:
- Minimum Balance - $0.00
- Monthly Maintenance Fee - $12.00
- Check Card- FREE
- Direct Deposit - FREE
- 24-Hour Internet & Phone Banking - FREE
- Coin Counting~ - FREE for any amount under $100
- Notary Service - FREE
- eStatements & Online Cleared Check Images - FREE
- Checks - VARIES
*Subject to approval. Offer extended to members in ChexSystems due to Non-Sufficient Funds (NSF) activity only. Member's account must have been paid for at least 90 days before Second Chance Checking will be approved. Member may request a Regular Checking account after 12 successful months with no NSFs or overdrafts on the account.
**ATM privileges limited to $500 online and $100 offline.
For further information on all Credit Union deposit accounts, please refer to our Membership and Account Agreement for Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers and Truth In Savings. Please also see our Schedule of Fees.
~The fee for machine is 8% for any amount over $100, for consumers. For business accounts, the fee is 8% of the entire amount. For all non-members, the fee is 20% of the entire amount.Go to main navigation