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Home > Personal > Checking > Second Chance Checking

Second Chance Checking


At Members First, we realize nobody is perfect and sometimes your credit score takes a hit. Our Second Chance Checking account* gives you just that … a second chance to start fresh with a checking account from the Credit Union you can trust. If you’ve been unable to open an account due to a ChexSystems report, please see one of our friendly Member Services Representatives today to apply for a Second Chance Checking account* with these benefits:

  • Minimum Balance - $0.00
  • Monthly Maintanence Fee - $12.00
  • ATM Card - (free with "Fee Free” ATMs) - FREE
  • Check Card- FREE
  • Direct Deposit - FREE
  • 24-Hour Internet & Phone Banking - FREE
  • Coin Counting - FREE
  • Notary Service - FREE
  • eStatements & Online Cleared Check Images - FREE
  • Checks - VARIES

Checkbook Balancing Worksheet

*Subject to approval. Offer extended to members in ChexSystems due to Non-Sufficient Funds (NSF) activity only. Member's account must have been paid for at least 90 days before Second Chance Checking will be approved. Member may request a Regular Checking account after 12 successful months with no NSFs or overdrafts on the account.
**ATM privileges limited to $500 online and $100 offline.

For further information on all Credit Union deposit accounts, please refer to our Membership and Account Agreement for Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers and Truth In Savings. Please also see our Schedule of Fees.

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)