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Google Pay 


Do more with your money with Google Pay and Members First Credit Union of Florida. As an Android™ user, when you add your Members First debit or credit card to Google Pay, you can make purchases in-store or online with security and ease. Your card information is never shared with the retailer because your device uses an encrypted virtual account number. 



Make payments with ease on your mobile device with Google Pay™ and your Members First debit or credit card at participating merchants.


Thanks to tokenization, making payments is safe with Google Pay™. Your card number isn't stored on your phone or given to the merchant. Instead, a virtual account number is used to represent your information, providing an extra layer of security. 


You can use your Members First payment card to make purchases at participating merchants across the United States.


Using Google Pay™

Google Pay is a simple, secure way to pay and save. You can make contactless, secure purchases at the store. You can also buy items online or in apps and pay a friend or a group in a snap.

Google Pay and Contactless Payment Icons

Step 1

Look for the Pay Wave® or Google Pay™ icons at checkout.

Step 2

Unlock your device and place it near the contactless reader.

Step 3

Your phone will beep or vibrate, and you'll receive a confirmation on your screen to let you know the payment was made.




Have questions about how to use Google Pay™? Click the headers below to view the FAQ or visit the official Google Pay™ website.

What is Google Pay™?

Google Pay™ allows you to pay for purchases with an Android device at participating merchants.

Is Google Pay™ the same as Android Pay™?

In 2018, Google Wallet™ merged with Android Pay™ and was rebranded as Google Pay™.

How does Google Pay™ work?

Google Pay™ uses Near Field Communications (NFC) to transfer data between two devices. When you use a compatible Android™ device, you can make purchases in-store or online with participating merchants or with supported apps.

What is a contactless payment?

A contactless payment is a transaction that uses chip-based technology and requires no physical contact between the payment device (a card or mobile device) and the physical merchant terminal.

Does Members First Credit Union of Florida charge for using Google Pay™?

No. The service is free, however message and data rates may apply depending on your data plan.

Where can I get more information on Google Pay™?

For more information on Google Pay™ go to You can also learn more about NFC contactless payments with Google Pay™ here.

What do I need to get started with Google Pay™?

  • Android™ device with OS KitKat or higher
  • Google® account
  • Device with Screen lock enabled

How do I add my Members First payment card to Google Pay™?

To add your Members First credit or debit card to Google Pay™, you'll need and Android™ device with OS KitKat or higher, a Google account, and Screen lock enabled.

How to add your Members First payment card to your mobile device.

Note: Google Pay™ is preloaded on many devices. If your device does not have the app, download the Goolge Pay™ app from the Google Play™ Store or your device's App Store. If your Members First Credit Union of Florida payment card is already linked to your Google account, you can add it to the Google Pay™ app by simply confirming a few details.

  1. Open the Google Pay™ app.
  2. At the bottom, tap Insights ($).
  3. Tap Show all accounts and then select Add account.
  4. Tap To use as payment method.
  5. Use the camera to capture your card or choose to Enteral details manually.
  6. Review the terms and tap Accept.

Why am I being asked to verify my Members First card?

For security reasons, you may need to provide additional verification to add your Members First card to Android Pay™. If necessary, you will be instructed on how to verify your card.

When your information is verified, you should receive a notification that your card is ready for Android Pay™. If you have not received a notification after an hour, call:

  • Credit Card Digital Wallet Support: (844) 405-3251
  • Debit Card Digital Wallet Support: (844) 646-5465


What Members First Credit Union of Florida cards can I add to Google Pay™?

Google Pay™ works with your Members First credit card and debit card.

What is a default card on Google Pay™?

Your default card is the card that is automatically used each time you make a purchase through Google Pay™.

How do I set my Members First card as my default card on Google Pay™?

Setting your Members First debit or credit card to be your default card is simple, and you only have to do it once.

  1. Open the Google Pay™ app and tap the card image on the top right.
  2. Tap the card you want to use as your default contactless payment method.
  3. Then tap Make default contactless.
  4. This card will now be used by default whenever you make a contactless payment.

Note: The first card you add to Google Pay™ will automatically be your default card. This can be updated at any time.

How secure is a transaction on Google Pay™?

When you shop at a merchant, Google Pay™ doesn't send your actual credit or debit number with your payment. Instead, Google Pay™ uses a virtual account number to represent account information, so your card details stay safe.

Learn More

What if I find unauthorized transactions on the card I use with Google Pay™?

Members First Credit Union of Florida works hard to prevent our members from risk or fraud. Go here for information on disputing a credit card transaction. Members who are enrolled in may also dispute a charge there. For information on disputing a debit card transaction, please go here.

What if my actual Members First credit card or debit card is lost or stolen?

If your Members First credit or debit card is stolen, you should:

What do I do if my Android™ device is stolen?

If your phone is ever lost or stolen:

  • Use your Android™ Device Manager to instantly lock your device from anywhere, secure it with a new password, and even wipe it clean of your personal information
  • Contact our credit and/or debit card processor's Digital Wallet Support to suspend your device.
    • Credit Card Digital Wallet Support: (844) 405-3251
    • Debit Card Digital Wallet Support: (844) 646-5465

Can I still use my physical Members First card if I suspend or remove my card in the Wallet app?

When you suspend or remove your card(s) in Wallet, your device-specific Device Account Number is suspended or removed. You may continue to use your physical card unless the actual card is blocked or closed.

Do I still earn rewards with my Members First credit card when using Google Pay™?

Yes. For every purchase made with your Members First credit card, you'll earn 1 point for every $1 spent.


Android™, Google Pay™ and Google Play™ are trademarks of Google LLC.  The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.


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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

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