This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Members First CU of Florida Go to main content

IMPORTANT NOTICE: Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us. 

Become A Member Apply for a Loan Branches ATMs
Home > Personal > Rates > Investment Rates

Investment Rates

Certificates of Deposit
Effective Date: 11/17/2022
Type of AccountAPYInterest RateMinimum Balance
1 Month 0.20% 0.20% $500
3 Months 0.40% 0.40% $500
6 Months 0.75% 0.75% $500
12 Months 1.20% 1.19% $500
Add-On Certificates**      
Youth 3 Months 0.40% 0.40% No Minimum
12 Months 1.20% 1.19% No Minimum
Bump-Up Certificates***      
24 Months 1.30% 1.29% $500
36 Months 1.60% 1.59% $500
48 Months 1.65% 1.64% $500
60 to 120 Months 1.70% 1.69% $500

*No Penalty CD's - You can convert the current rate to a higher rate once during the life of the CD.  **You can add up to $2500 per month on the Add-On Certificate. ***You can bump up the rate to a higher rate on any 24 months or longer certificate once during the life of the CD.

An interest penalty may be imposed for early withdrawals. All rates are subject to change without notice. Dividends calculated by the Average Daily Balance Method. APR= Annual Percentage Rate. Federally insured by NCUA.

All rates are subject to change at the sole discretion of the Board of Directors.****

For further information on all Credit Union deposit accounts, please refer to our Account Disclosures, give us a call at (850) 434-2211, or stop by one of our branch locations.

Individual Retirement Accounts
Effective Date: 11/17/2022
Type of AccountAPYInterest Rate
IRA Fixed 12 Months 1.20% 1.19%
IRA Fixed 24 Months 1.30% 1.29%
An interest penalty may be imposed for early withdrawals. All rates are subject to change without notice. Dividends calculated by the Average Daily Balance Method. APR= Annual Percentage Rate. Federally insured by NCUA.

All rates are subject to change at the sole discretion of the Board of Directors.****

For further information on all Credit Union deposit accounts, please refer to our Account Disclosures, give us a call at (850) 434-2211, or stop by one of our branch locations.

Go to main navigation
I Want To
I Want To
Loan Center
Loan Center
Credit Cards
Credit Cards
Careers
Careers
Update Center
Update Center
Members First CU of Florida
InstagramTwitterfacebookemailWordpressYouTube
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.

 

Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.

BACK TO TOP