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Home > Other Services > Member Benefits > Members 18 - 25

Members 18 - 25


We understand the daily struggles of trying to budget rent, college, your first ride, or that family you want to start, and we want to help.  Make your financial future brighter with our exceptional services, built with you in mind.  Whether or not you're just getting started, need a fresh start from bad decisions, or are on the right course but need a helping hand, Members First is here for you.


  • Earn Interest
  • No Monthly Service Charge for accounts with less than $100.00 on deposit
  • Sign up for SaveUP and save while you spend

Checking Accounts

Free eServices

ATM Access

First Time Credit Card*

  • $750.00 Credit Limit
  • 12.9% APR
  • Use at millions of locations that accept Visa credit cards

Apply for a CREDIT CARD

First Time Auto Loans

  • Fast Approval (New or Used)
  • Pre-Approval Available
  • Find used car NADA values free

Apply for a Loan

Contact us at (850) 434-2211 for more details or to apply.

Credit Builder Loan

  • Build or Re-build your credit
  • Guaranteed approval
  • $500 - $2,000

Learn More

Contact us at (850) 434-2211 for more details or to apply.

Free Mobile Banking

* Members under the age of 21 must have a cosigner. Must be at least 18 to apply for a credit card if member can show proof of income.

For further information on all Credit Union deposit accounts, please refer to our Membership and Account Agreement for Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers, and Truth In Savings. Please also see our Schedule of Fees.

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.