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Lifestyle Loans


Your life is a story that is completely unique and personal to you. Whether you want to travel the world, put a straight smile on you or your loved one, plan the wedding of your dreams, furnish your new home, or need a helping hand to pay for unexpected expenses like medical bills or auto repairs, a Members First Credit Union of Florida Lifestyle Loan caters to your needs. Our Lifestyle Loan lets you borrow up to $25,000 for up to 60 months and offers low, competitive rates and no payment for 45 days.  


Lifestyle Loan Benefits

It's simple, get money for the things you need now with a Members First Lifestyle Loan and the benefits that come with it:

checkmark No Collateral Required

checkmark No Payment for 45 days

checkmark Quick Funding

checkmark Fixed Rate and Term

checkmark Simple Application Process

checkmark Monthly Payment Date Choice

checkmark Payment Protection

checkmark Online Account Access — Anytime, Anywhere

Apply for a Loan


girl with braces and man with his dog

Enhance Your Lifestyle. Borrow up to $25,000 for up to 60 months for:

  • Dream Wedding, Honeymoon, or Vacation
  • Medical, Dental, or Veterinary Expenses
  • Home or Auto Repairs
  • Camping or Fishing Gear
  • Debt Consolidation
  • And So Much More

View Rates


Lifestyle Loan vs. Lifesytle Line of Credit — Which is Right For You?

Do you need funds for educational expenses or an upcoming event, like a wedding? Knowing the difference between a lifestyle loan and a lifestyle line of credit loan, will help you determine which loan is right for you.

Lifestyle Loan

  • Best for one-time expenses like special events (ex: wedding and/or honeymoon), a home improvement project, or debt consolidation. 
  • Best if you know how much you need to borrow.
  • Best if you prefer to have the same monthly payment and interest rate throughout your loan term.

Apply for a loan

Lifestyle Line of Credit Loan

  • Best if you need ongoing access to funds for costs that may reoccur for an undetermined amount of time like educational or medical expenses.
  • Best if you don't know the exact amount you'll need to borrow.
  • Best if you can budget for fluctuations in your monthly payment.

Learn More




We've got the tools you need to help you make the best decision for you. View loan rates, estimate your monthly payments, and more. 





The annual percentage rate you pay will be based on the number of months your loan is financed, the loan type and your credit history. The APR will be disclosed prior to an advance being made on a loan. Loan terms may vary based on value and type of collateral.

*APR=Annual Percentage Rate. Equal Housing Lender. All rates are subject to change without notice. For complete terms and conditions, click here to email us or contact a Call Center Representative at (877) 434-6328 or locally at (850) 434-2211.



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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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