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Home > Personal > Loan Center > Personal Loans > Lifestyle Loan > Lifestyle Line of Credit

Lifestyle Line of Credit Loan


Do you need funds for educational expenses, medical bills, ongoing home repairs, moving expenses, and more? A Members First Credit Union of Florida Lifestyle Line of Credit Loan caters to your needs. Our Lifestyle Line of Credit Loan gives you access to funds as you need them, plus make no payment for 45 days.  


Lifestyle Line of Credit Benefits

It's simple, get money for the things you need now with a Members First Lifestyle Line of Credit and the benefits that come with it:

checkmark No Collateral Required

checkmark No Payment for 45 days

checkmark Quick Funding

checkmark Fixed Rate

checkmark Draw Funds as Needed

checkmark Simple Application Process

checkmark Payment Protection

checkmark Online Account Access — Anytime, Anywhere

Apply for a Loan


grandparent and grandson carpentry and boy studying

Enhance Your Lifestyle. Borrow Money When You Need It for Reoccurring Expenses Like:

  • Medical Expenses
  • Dental Expenses
  • Veterinary Expenses
  • Furniture and Appliances
  • Moving Expenses
  • Educational Expenses

View Rates


Lifestyle Loan vs. Lifesytle Line of Credit — Which is Right For You?

Do you need funds for educational expenses or an upcoming event, like a wedding? Knowing the difference between a lifestyle loan and a lifestyle line of credit loan, will help you determine which loan is right for you.

Lifestyle Line of Credit Loan

  • Best if you need ongoing access to funds for costs that may reoccur for an undetermined amount of time like educational or medical expenses.
  • Best if you don't know the exact amount you'll need to borrow.
  • Best if you can budget for fluctuations in your monthly payment.

Apply for a Loan

Lifestyle Loan

  • Best for one-time expenses like special events (ex: wedding and/or honeymoon), a home improvement project, or debt consolidation. 
  • Best if you know how much you need to borrow.
  • Best if you prefer to have the same monthly payment and interest rate throughout your loan term.

Learn More




We've got the tools you need to help you make the best decision for you. View loan rates, estimate your monthly payments, and more. 






Natalie Neal
Loan Officer
NMLS# 1534073
(850) 434-2211 Ext. 170
Email Natalie


Nikki Diamond
Loan Officer
NMLS# 2231167
(850) 434-2211 Ext. 55511
Email Nikki



The annual percentage rate you pay will be based on the number of months your loan is financed, the loan type and your credit history. The APR will be disclosed prior to an advance being made on a loan. Loan terms may vary based on value and type of collateral.

*APR=Annual Percentage Rate. Equal Housing Lender. All rates are subject to change without notice. For complete terms and conditions, click here to email us or contact a Call Center Representative at (877) 434-6328 or locally at (850) 434-2211.



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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

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