Save Hard & Spend Smart Blog

We're sharing how to build a summer budget that lets you enjoy the sunshine without throwing your finances off track.
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Our Youth Savings Challenge has been extended! See how our youngest members can get a $25 saving match through May 2026.
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Considering utilizing Skip-a-Payment? Here's what you need to know.
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We're sharing how these frauds work so you can better protect yourself, your identity, and your money.
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We're Celebrating National Credit Union Youth Month! Find out how you grow your money garden so you can save today for tomorrow's possibilities.
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We're sharing a guide with practical steps that really work to help you take control of your finances.
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We're sharing smart strategies that can help you build long-term financial stability.
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We're sharing the top scams credit union members should be aware of this tax season—and how to stay safe.
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We're here to help you take control and move forward with a plan that works for you.
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How you can keep your financial resolutions strong well beyond the first month of the year.
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We're sharing some essential tips to keep your banking safe and secure in 2026.
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We're proud to continue our tradition of supporting education by offering four scholarships to graduating high school students.
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IMPORTANT NOTICE:
Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us.
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