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Home > Personal > Loan Center > Credit Cards > Balance Transfer Special

Balance Transfer Special


For a limited time, transfer your high-interest balance to our low-interest credit card and save money with Members First Credit Union of Florida's 2.99% APR* balance transfer special. This special promotional rate on balance transfers is good for 6 months or 6 billing cycles. After the 6 months or 6 billing cycles have ended, your credit card's remaining transferred balance will revert back to the standard card rate. 


How it Works:

1. Apply for a card
or visit a MFCUFL

If you don't have a credit card
with Members First yet, apply for
one of our rewards credit cards.
If you already have our card,
visit a branch to initiate
the balance transfer process.

2. Transfer your balance

Balance transfers can be done
at any Members First Credit
Union of Florida branch location
We recommend bringing your
most recent statement(s)
of the card(s) or lender(s)
you are trying to pay off.

3. Pay down the balance

Once your balance transfer
goes through, you're responsible
for making monthly payments
to that account. If there is a
promotional rate, paying
down your debt before the
special rate ends, could save
you a bundle.


Ready to Get Started?

We're here to lend a helping hand with the balance transfer process or any questions that you may have.

Don't have a credit card
with Members First?
Start the application
process before you
transfer your balance.


Questions? We've got you
covered. If you're ready
to get started, find
a branch near you.

Contact us





*APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on balance transfer, after 6 billing cycles card balance will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on creditworthiness. Please contact a Members First Credit Union of Florida representative for specific terms and conditions. Offer expires 6/30/2022.

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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