Balance Transfer Special
ENJOY A MATCH MADE IN SAVINGS WITH OUR 4.99% APR* BALANCE TRANSFER SPECIAL.
Looking for the perfect financial match? Our balance transfer offer, available February 1–April 30, 2026, is truly a Match Made in Savings. Transfer your high-interest credit card balances to our low-interest card and enjoy a low introductory rate of 4.99% APR for 24 months. It's a simple way to save more, lower your interest costs, and reach your financial goals sooner.
Why Choose Our Balance Transfer Offer?
- Low Introductory Rate: Benefit from our special 4.99% APR for 24 months on transferred balances, allowing you to reduce your debt faster.
- No Balance Transfer Fees: Move your balances without the extra cost, making it easier to take control of your finances.
- Simplified Payments: Consolidate your balances into one easy monthly payment, streamlining your finances.
- Flexible Terms: After the introductory period, enjoy our competitive ongoing rates, ensuring you continue to save in the long run.
How it Works:
1. Apply for a card
or visit a MFCUFL
Branch
If you don't have a credit card
with Members First yet, apply for
one of our rewards credit cards.
If you already have our card,
proceed to step 2.
2. Transfer your balance
Balance transfers can be done
by completing a balance transfer
request form or speaking with a
Members First representative over the
phone or any of our branch locations.
We recommend bringing your
most recent statement(s)
of the card(s) or lender(s)
you are trying to pay off.
3. Pay down the balance
Once your balance transfer
goes through, you're responsible
for making monthly payments
to that account. If there is a
promotional rate, paying
down your debt before the
special rate ends, could save
you a bundle.
Ready to Get Started?
We're here to lend a helping hand with the balance transfer process or any questions that you may have.
Don't have a credit card
with Members First?
Start the application
process before you
transfer your balance.
Questions? We've got you
covered. If you're ready
to get started, complete the
balance transfer request form,
give us a call, or find a
branch near you.
RESOURCES
*APR = Annual Percentage Rate. 4.99% Annual Percentage Rate for the first 24 billing cycles on balance transfer, after 24 billing cycles card balance will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on credit worthiness. Please contact a Members First Credit Union of Florida representative for specific terms and conditions. Offer valid from February 1, 2026 - April 30, 2026.
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