Early Bird Savings
RISE EARLY. SAVE 1% OFF ALL LOANS SEPTEMBER 23, 2026, FROM 9 A.M. TO 12 P.M.*
Join us on September 23 from 9:00 a.m. to 12:00 p.m. and take advantage of our exclusive Early Bird Savings event. For three hours only, you can receive 1% off your qualifying consumer loan rate* when you apply during the promotion. Whether you're financing a vehicle, planning a major purchase, or looking for extra financial flexibility, this limited-time offer can help you save.
Here's How You Could Save:
Claim Your 1% Savings During Our Early Bird Saving Event By Using Promo Code: EarlyBird1
*APR= Annual Percentage Rate. All loans are subject to credit approval. Terms & conditions apply. Rates and terms are based on individual credit worthiness. Offer valid for a limited time on select loan types. Rate reduction applies to approved loans only. Applicants must apply on Wednesday, September 23, 2026. Minimum rates apply. Discounted Rate cannot be lower than 3.49% APR. Offer does not include Credit Cards, Mortgages, existing MFCUFL Loans, and Lines of Credit. For qualifying auto refinance loans, the Early Bird Savings Event 1% rate discount may be combined with the Refinance cash-back offer of up to $500.00 during the Early Bird Savings Event only and cannot be combined with any other offers. Interest will still accrue with the ‘No Payments for up to 90 Days’ offer. Offer may be withdrawn or changed at any time without notice. NCUA insured.
Score Up to $500 When You Refinance Your Auto Loan
Already have an auto loan elsewhere? Refinance with us during our Early Bird Savings Event and you could score up to $500 plus save 1% off your qualifying loan rate.

Benefits of Refinancing:
- Earn up to $500 cash on qualifying refinanced auto loans*
- Lower your interest rate
- Reduce your monthly payment
- Keep more money in your pocket
*Offer valid for a limited time only. Offer may be withdrawn or changed at any time without notice. APR = Annual Percentage Rate. Rate and terms may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan. Up to $500 Cash-back Offer is based on the total amount refinanced, up to a maximum of $500, and will be credited to the member's account after loan funding and required conditions are met. Offer not valid for Existing MFCUFL Loans. Interest will still accrue with the ‘No Payments for up to 90 Days’ payment deferral offer. Membership eligibility required. For qualifying auto refinance loans, the Early Bird Savings Event 1% rate discount may be combined with the Refinance cash-back offer of up to $500.00 during the Early Bird Savings Event only and cannot be combined with any other offers. Member is responsible for all applicable federal, state, and local taxes. The Credit Union may file and provide all informational notices (e.g., 1099-INT, 1099-MISC) required by applicable law or regulation. Other terms and conditions may apply.
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