Make This a Winning Season With Cash Back
REFINANCE YOUR AUTO LOAN & SCORE UP TO $500 CASH BACK*.
Our auto refinance cash back offer is back by popular demand! Just in time to kick off the season, make a winning play for your wallet. Refinance your qualifying auto loan from another financial institution with Members First and receive up to $500 cash back*. Plus, enjoy competitive rates, savings on your monthly payments, and extra cash in your pocket, all for making the switch.
Cash Back Incentives
Refinance Loan Amount
Cash Back Incentive
$50,000 and above
$500
$40,000 – $49,999
$400
$30,000 – $39,999
$300
$20,000 – $29,999
$200
$10,000 – $19,999
$100
Use Promo Code: Score500
Why Choose Us?
At Members First Credit Union of Florida, we're committed to helping you make the winning play when it comes to your auto loan.
- Rates as low as 4.49% APR – Start the season strong with competitive rates that could help lower your monthly payment.
- Up to $500 Cash Back – Score extra cash when you refinance a qualifying auto loan from another financial institution.
- No Payments for up to 90 Days – Get behind the wheel and enjoy the ride before your first payment is due.*
- Simple Application Process – Skip the huddle. Apply in minutes and get a quick decision.
- Online Account Access — Anytime, Anywhere – Stay in control of your loan from the sidelines, the stadium, or at home with Internet Banking and our Mobile Banking app.
Get Started.
Don't sit on the sidelines. Refinance today and score big savings with Members First this season.
- Apply online in minutes or stop by one of our branch locations.
- Get approved, drive away, and relax—your first payment isn't due for up to 90 days!
Not A Member? Join Today!
Become part of Members First Credit Union of Florida and enjoy this limited-time auto loan offer—plus all the other benefits of membership. It's easy to join and start saving more!
Who Can Join
- Membership is open to anyone who lives, works, or attends school in Escambia, Santa Rosa, or Okaloosa Counties.
- There is no membership fee to open an account. We just ask that members maintain a regular savings (share) account with a minimum balance of $5.
Questions? We're Here to Lend a Helping Hand.
Our team of friendly, knowledgeable financial representatives is ready to assist you—whether over the phone, at a branch, or through our website's convenient chat feature. Whatever you need, we're just a click, tap, or call away.
*Offer valid for a limited time only. Offer may be withdrawn or changed at any time without notice. APR = Annual Percentage Rate. Rate and terms may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan. Up to $500 Cash-back Offer is based on the total amount refinanced, up to a maximum of $500, and will be credited to the member's account after loan funding and required conditions are met. Offer not valid for Existing MFCUFL Loans. Interest will still accrue with the ‘No Payments for up to 90 Days’ payment deferral offer. Offers subject to change or termination at any time without notice. Membership eligibility required. May not be combined with other offers or any other discounted rate. Member is responsible for all applicable federal, state, and local taxes. The Credit Union may file and provide all informational notices (e.g., 1099-INT, 1099-MISC) required by applicable law or regulation. Other terms and conditions may apply.
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