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About Us


When it comes to your financial goals, you should expect the best in personal service, convenience and opportunities to grow. At Members First Credit Union of Florida, we couldn’t agree more. We are built on the philosophy of putting our members first.


Helping our members to improve their financial lives is what we do; but it's also important for us to help improve our community.


We take our responsibility as your financial partner seriously. We are dedicated to your financial well-being and helping you achieve your financial dreams and goals.


Our focus is on providing our members with world-class service because when you're a member, you're a part of the family. Our philosophy is in our name — We put Members First.


We Take Our Job As Your Financial Partner Seriously















Achieving Your Goals Is At The Top Of Our List

There are plenty of financial institutions that would love to have you as a customer, just another number waiting in their lines. But when you join Members First, we welcome you as a member, an important part of our exclusive family. Our Board of Directors and Supervisory Committee are made up of volunteers who, along with management and staff, work toward the greater financial well-being of the Credit Union and our members.

Members First is here in Escambia and Santa Rosa counties to help make your financial goals a reality. If you need a new vehicle to get to school, check out our competitive auto loans. Thinking about retirement and need help choosing an IRA? Stop by and talk with us; we’d love to explain your options and find the best one for you. Maybe you’re just looking for an easy-to-use checking account with no strings attached. We get it, and we’ve got you covered.

Whatever it takes to help better your future, Members First is your financial partner. As the Credit Union you can trust, we are truly in this together.


The Credit Union Difference















What Makes Us Different Than A Bank?

What makes credit unions so special is that we work to serve our members, unlike banks, who make profits for their shareholders — that's a huge difference. At Members First, our members are owners of the credit union. Meaning, every member owns an equal share in Members First, regardless of how much money is in their account. Our members have the power to guide the credit union's course of action by voting on who will serve on the volunteer Board of Directors. As a credit union, we practice a one-member, one-vote philosophy for all elections differing from for-profit institutions, like banks, whose shareholders vote according to the number of shares of stock they own. Also, as a not-for-profit organization, our earnings directly benefit our members in the form of higher savings rates, better loan rates, lower fees, and other services. The credit union difference isn't something new. It's a simple idea that started several hundred years ago by people, like you, who simply wanted a place to bank, that wasn't a bank.   


We Are Strong, Safe, & Secure











Members First Credit Union of Florida is built on a sound foundation. We are focused on providing the best products and services to our members with professionalism and ethical conduct. 

  • We are federally-insured by the National Credit Union Administration (NCUA), a U.S. government agency. Your savings is federally insured up to $250,000 and backed by the full faith and credit of the United States government.
  • We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
  • We adhere to sound financial underwriting practices.
  • We are regularly audited by an independent auditing firm.







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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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