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Special Offers


At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!


Credit Card 70th Anniversary Special

Get 7,000 Bonus Rewards Points When You Spend $2,500 With Your Members First Visa® Credit Card.

Celebrate with us and treat yourself to more rewards during our 70th anniversary celebration. Spend $2,500 on purchases using your Members First Visa® credit card now through August 31, 2024, and you’ll earn 7,000 Rewards Points.

Don't Have A Credit Card With Us? 

Increase your spending power and earn rewards for your day-to-day purchases. With a Members First Visa® credit card, you'll enjoy enhanced features like Tap to Pay, EMV Chip technology, fraud monitoring, 24/7 cardholder service, card management capabilities, and more.


*Earn 7,000 Rewards Points when you spend at least $2,500 on purchases made using your Members First Credit Union of Florida Visa credit card from June 1, 2024 - August 31, 2024. $2,500 minimum spend threshold applies to all finalized qualifying transactions after returns made between the June 1, 2024 - August 31, 2024 timeframe. Please allow for up to two billing cycles for rewards points to be awarded to your account. All loans are subject to credit approval. NCUA Insured.




Members First 70th Anniversary

Members First — Celebrating 70 Years of People Helping People.

This year, Members First Credit Union of Florida is celebrating 70 years of service. As part of our Platinum Jubilee celebration, we're rewarding our members with the gift of 70! Check out two exclusive offers for our members this year.

Learn More



ScoreCard Rewards Banner

Redeeming Your Members First Credit Card Rewards Points is Easy.

Checking your rewards points balances and redeeming them for cash, statement credits, fuel discounts, travel, and more is quick and easy.

New Users:

  1. Go to
  2. Click "Create Account."
  3. Follow the instructions on the form and submit.

Returning Users:

  1. Log into
  2. Your Rewards Balance can be viewed at the top of the page or by clicking the Account tab.
  3. Shop Rewards to redeem your points for merchandise, cash back, and more.

Get Started at

Don't Have a Credit Card With Us?

Apply for one of our rewarding Visa credit cards to start earning rewards points. For every purchase you make with your Members First credit card, you'll earn 1 bonus point per $1 spent that can be redeemed for things like merchandise, pay with credits, travel, and so much more!

Learn more or apply

APR = Annual Percentage Rate. Rates and terms are based on individual credit worthiness. The method of computing finance charges (or interest) for purchases (including new purchase) is based on the Average Daily Balance. Rates are subject to change without notice. For our complete credit card disclosure, click here.



Credit Score Banner

Do You Know Your Credit Score?

Are you thinking about purchasing a new car, saving up for the down payment of your first home, or just looking for ways to improve your credit score? Members First Credit Union of Florida is here to lend a helping hand by providing you the tools to help you make smart financial decisions.

Learn the breakdown of a credit score

Plus, you can request to receive your credit score FREE and we'll share ways you can improve your score. Complete the following form and we'll contact you regarding your credit score and how to improve it.

Know Your Score Request Form





As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $70 when you refer-a-friend, here's how: 

  1. When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
  2. Or, for every new member you refer who opens a new account and new auto, boat, motorcycle, RV loan, credit card, mortgage, or personal loan**, we’ll deposit $70.00 into your account and $70.00 into their savings account. Talk about a win-win!

Download Refer A Friend Program Form

*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member. Referral account must have a minimum balance of $5.00 to qualify.  
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Referred mortgage loan must be approved at the time the new share account is opened and funded within 45 days of account opening. Minimum loan or credit amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time without notice.




Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us.


Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.



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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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