Special Offers

MORE WAYS WE’RE PUTTING YOU FIRST.

At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!

Holiday shopping purchases made online or in-store through December 31, 2025 with your Members First Credit Card earn 2x the points!

Every dollar you spend on clothing, digital items, books, gifts, and more earns you double points. Spread the holiday cheer and reward yourself with 2x the points. 

Don't have a credit card with us? Now is the perfect time to apply for a Members First Visa credit card and maximize your credit card benefits for the holiday season.

Our credit cards offer competitive rates and a range of benefits designed to enhance your financial experience while providing flexibility and convenience.

Learn MORE OR APPLY

Terms and Conditions – Special promotion event dates 10/1/2025 – 12/31/2025. Promotion scoring for this event is strictly limited to the following merchant category codes: Online Retailers (5262), Wholesale Clubs (5300), Discount Stores (5310), Misc. General Merchandise Stores (5399), Men’s & Boy’s Clothing & Accessories Stores (5611), Women’s Ready to Wear Stores (5621), Women’s Accessory & Specialty Stores (5631), Children’s and Infants’ Wear Stores (5641), Family Clothing Stores (5651), Sports Apparel and Riding Apparel Stores (5655), Shoe Stores (5661), Men’s and Women’s Clothing Stores (5691), Accessory and Apparel Stores – Miscellaneous (5699), Electronic Sales (5732), Large Digital Goods Merchant (5818), Bookstores (Amazon.com) (5942), Game, Toy, & Hobby Shops (5945). Bonus scoring limited to first $5,000 in eligible category spend during promotion period, any additional spend after limit has been reached will be scored as normal per your program’s terms and conditions. Any transactions that are not categorized under one of specified promotion codes will be scored as normal per your program’s terms and conditions. Please allow for up to two billing cycles for any bonus points accrued during the event to reach your rewards account. If you have any questions regarding your ScoreCard Rewards account or point balance, contact ScoreCard Rewards Customer Service at 1-800-854-0790 or reach out to your issuing financial institution.

Give the Gift of Choice This Holiday Season

Make holiday shopping simple and stress-free with Members First Credit Union of Florida Visa® Gift Cards. These versatile cards can be used anywhere Visa debit cards are accepted within the U.S.—perfect for everyone on your list!

• Available at all branch locations
• No purchase/activation fee now through December 31, 2025
• Choose from a variety of card designs
• Load any amount from $10 to $1,000
• Let your loved ones pick what they truly want or need

Find a Branch Near You

Terms and conditions are applied to gift cards. Please view the terms and conditions for information regarding gift card fee(s) and expiration policies. Visa Gift Cards are valid in the United States only. Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa prepaid cards may be used everywhere Visa debit cards are accepted in the U.S. No ATM or cash access.

Make the Holidays a Little Merrier!

Need extra cash for the holidays? You can get more time and money when you need it with Members First's Skip-A-Payment program. Complete a skip-a-payment application to request to skip-a-pay on your loan. There is a $35 fee per payment skipped. You can skip a maximum of two payments in a 12-month period (maximum of four skips over the life of each loan). 

REQUEST TO SKIP-A-PAYMENT

*Subject to approval. Restrictions apply. For complete terms and details go to mfcufl.org/skipapay.

Do You Know Your Credit Score?

Thinking about buying a new car, saving for your first home, or simply wanting to boost your credit health? Members First Credit Union of Florida is here to support your financial journey with tools and guidance to help you make smart money moves.

Learn the breakdown of a credit score

Discover What Shapes Your Credit Score

You can request your FREE credit score, and we'll also share personalized tips to help you improve it. Just complete the form below, and we'll reach out with your score and actionable insights.

Know Your Score Request Form

Refer-A-Friend

As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $60 when you refer-a-friend, here's how: 

1. When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
    
2. Or, for every new member you refer who opens a new account and new auto, boat, motorcycle, RV loan, credit card, mortgage, or personal loan**, we’ll deposit $50.00 into your account and $50.00 into their savings account. Talk about a win-win!

Download Refer A Friend Program Form

*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member. Referral account must have a minimum balance of $5.00 to qualify.  
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Referred mortgage loan must be approved at the time the new share account is opened and funded within 45 days of account opening. Minimum loan or credit amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time without notice.

Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.