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Credit Builder


Members First Credit Union of Florida is always ready to lend a hand to our members. We'll help you take control of your credit. With a Credit Builder loan you can build or re-build your credit. 


Here's How it Works:

We'll help you get a fresh start.

Get Started

  1. Speak with a credit union representative.
    Stop by one of our branch locations or call us at (850) 434-2211 to speak with a credit union representative. Tell us your goals, and we will help you start reaching them.
  2. Get the loan
    With a credit builder loan you are guaranteed approval. The loan ranges from $500 to $2,000 and is secured in your savings account. No money down. No crazy fees. Just the straight up opportunity to move forward. 
  3. Stay on track
    All you have to do is make monthly, on-time payments. Credit Builder reports your success to the credit bureaus. 
  4. Focus forward and grow your credit
    As you make your payments the principal amount of your payment is released to you. Once the loan is completed, speak with us regarding your future financial goals. 


Contact Us

If you have any questions, please call our Member Information Call Center at (850) 434-2211 or toll-free at (877) 434-6328. Our Call Center hours are Monday - Friday from 8:30 a.m. - 4:30 p.m. You can also stop by one of our branch locations during normal business hours.



We've got the tools you need to help you make the best decision for you.



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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.