Put Your Home's Equity to Work for You
CHOOSE A 1% RATE REDUCTION OR $500 GIFT CARD WITH A QUALIFYING HOME EQUITY LOAN.
At Members First Credit Union of Florida, we believe your home should do more than provide a place to live. It can also be a powerful financial tool. Whether you're consolidating debt, renovating your home, planning a dream vacation, paying for college expenses, or covering other major costs, the equity you've built can provide the financial flexibility you need to move forward with confidence. For a limited-time, when you close on a qualifying home equity loan, you can choose the reward that works best for you: a 1% Interest Rate Reduction or a $500 Gift Card.
Choose Your Special Offer
1% Rate Reduction
$500 Gift Card
Use Promo Code: HomeEverything2026
Why Choose Us?
When you finance with us, you're working with a trusted local partner that's committed to helping you make the most of your financial opportunities.
- Local decisions and personalized service
- Financing solutions tailored to your needs
- Competitive rates and affordable payment options
- Convenient application process
- Dedicated lending professionals ready to assist you
What Can You Use a Home Equity Loan For?
Whatever your next goal may be, your home's equity can help make it possible.
- Home Renovations & Improvements
- Debt Consolidation
- College & Education Expenses
- Vacations & Travel
- Major Purchases
- Unexpected Expenses
Get Started.
Unlock the value you've built in your home and take advantage of this limited-time offer. Our lending team is here to help you compare options, answer questions, and find the solution that's right for you.
- Apply online in minutes or stop by one of our branch locations.
- Choose a 1% Rate Reduction or a $500 Gift Card
Not A Member? Join Today!
Become a member of Members First Credit Union of Florida and take advantage of our limited-time Home Equity special. It's easy to join, unlock your home's potential, and start enjoying the benefits of membership today!
Who Can Join
- Membership is open to anyone who lives, works, or attends school in Escambia, Santa Rosa, or Okaloosa Counties.
- There is no membership fee to open an account. We just ask that members maintain a regular savings (share) account with a minimum balance of $5.
Questions? We're Here to Lend a Helping Hand.
Our team of friendly, knowledgeable financial representatives is ready to assist you—whether over the phone, at a branch, or through our website's convenient chat feature. Whatever you need, we're just a click, tap, or call away.
Disclaimer: APR= Annual Percentage Rate. Rates and terms are based upon individual credit worthiness. This is a limited-time offer and may be withdrawn or changed without notice. Membership eligibility required. May not be combined with other offers or any other discounted rate. Member is responsible for all applicable federal, state, and local taxes. The Credit Union may file and provide all informational notices (e.g., 1099-INT, 1099-MISC) required by applicable law or regulation. Other terms and conditions may apply.
This offer does not apply to our secondary market loans financed with myCUmortgage. Applies to primary residences only.
*Normal closing costs to be paid by Credit Union include: Title Insurance and endorsements, documentary stamps, mortgage recording fees, and flood zone determination. Minimum $50k in new mortgage funds required to qualify. **1% rate reduction available on fixed rate mortgages only. Mortgage must be closed within 90 days of offer receipt. Additional terms and conditions apply.
Federally Insured by the NCUA. Equal Housing Lender. NMLS #405711.
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