Celebrate America's 250th with Up to $250 Cash Back on Your Auto Loan!
FINANCE WITH US + ADD PROTECTION = EARN CASH BACK.
Join us in celebrating America's 250th anniversary with a deal that rewards you for driving smarter. When you finance your auto loan with us and add eligible protection products between July 1 and August 31, 2026—like GAP (Guaranteed Asset Protection) and MBP (Mechanical Breakdown Protection)—you can earn up to $250 cash back*. It's a simple way to put more money back in your pocket while adding valuable coverage to help protect your vehicle and your budget.
Finance and bundle protection products to maximize your reward
Finance + Protection
Minimum Loan Amount
Cash Back Incentive
GAP
$10,000 $50
MBP
$10,000 $200
GAP + MBP
$10,000 $250
Use Promo Code: America250
Why Choose Us?
At Members First Credit Union of Florida, we're committed to helping you drive with confidence.
- Up to $250 Cash Back – Put extra money in your pocket.
- No Payments for up to 90 Days – Enjoy your car now, pay later.
- Simple Application Process – Apply in minutes, get approved fast.
- Online Account Access — Anytime, Anywhere – Manage your loan with ease with Internet Banking and our Mobile Banking app.

Get Started.
Start your application today and experience the Members First difference.
- Apply online in minutes or stop by one of our branch locations.
- Get approved, drive away, and relax—your first payment isn't due for up to 90 days!
Not A Member? Join Today!
Become part of Members First Credit Union of Florida and enjoy this limited-time auto loan offer—plus all the other benefits of membership. It's easy to join and start saving more!
Who Can Join
- Membership is open to anyone who lives, works, or attends school in Escambia, Santa Rosa, or Okaloosa Counties.
- There is no membership fee to open an account. We just ask that members maintain a regular savings (share) account with a minimum balance of $5.
Questions? We're Here to Lend a Helping Hand.
Our team of friendly, knowledgeable financial representatives is ready to assist you—whether over the phone, at a branch, or through our website's convenient chat feature. Whatever you need, we're just a click, tap, or call away.
All loans are subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan.
*Offer available for a limited time on approved auto loans with a minimum amount of $10,000. Cash-back incentive dependent on purchase of eligible protection products: $50 for GAP Protection, $200 for Mechanical Breakdown Protection (MBP), or $250 for both. Loan must be funded and protections purchased to qualify. Cash-back reward will be issued after all conditions are met. Interest will still accrue with the 'No Payments for up to 90 Days' offer. This is a limited time offer. Membership eligibility required. Certain restrictions may apply. Offer subject to change or termination without notice. May not be combined with other offers or any other discounted rate. Member is responsible for all applicable federal, state, and local taxes. The Credit Union may file and provide all informational notices (e.g., 1099-INT, 1099-MISC) required by applicable law or regulation. Other terms and conditions may apply.
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