Special Offers
MORE WAYS WE’RE PUTTING YOU FIRST.
At Members First Credit Union of Florida, we’re constantly thinking up new ways to show our members how much they’re appreciated. We know you’ll enjoy these special offers like, member-only discounts, special rates, and more!
Bring Home Up to $500 When You Refinance Your Auto Loan
Members First Credit Union makes saving simple. If you currently have an auto loan with another lender, now is the perfect time to bring it home. Refinance your auto loan with Members First and enjoy competitive rates as low as 3.99% APR, plus earn cash back just for making the switch.
The more you refinance, the more you could earn—up to $500 cash back*—putting real money back in your pocket while lowering your monthly payment.
Why Refinance With Members First?
- Rates as low as 3.99% APR
- Up to $500 cash back* when you refinance
- No Payments for up to 90 Days*
Don't let your current auto loan cost you more than it should. Refinance today and start enjoying the benefits of lower rates and extra cash. Use Promo Code: BringHome500 when you apply.
*Offer valid for a limited time only. Offer may be withdrawn or changed at any time without notice. Annual Percentage Rate (APR) as low as 3.99% available on approved credit for qualified borrowers. Actual rate and terms may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan. Up to $500 Cash-back Offer is based on the total amount refinanced, up to a maximum of $500, and will be credited to the member's account after loan funding and required conditions are met. Offer not valid for Existing MFCUFL Loans. Interest will still accrue with the ‘No Payments for up to 90 Days’ payment deferral offer. Offers subject to change or termination at any time without notice. Membership eligibility required. May not be combined with other offers or any other discounted rate. Member is responsible for all applicable federal, state, and local taxes. The Credit Union may file and provide all informational notices (e.g., 1099-INT, 1099-MISC) required by applicable law or regulation. Other terms and conditions may apply.
April Showers bring May flowers? More like Spring = Cha-Ching with 2X the points!
When you're out and about running errands and grabbing groceries, shouldn't you be rewarded? Dining out, grocery, or pharmacy purchases are doubly rewarding when you shop with your Members First Rewards Card from Now to May 31, 2026. Fill your cart, enjoy the sun, and relish a barbecue with friends and family, all while earning double the rewards!
Don't Have a Credit Card With Us?
Now's the perfect time to apply! Fill up your cart or your belly and earn 2x the points with your new Members First Rewards Card through the end of May!
All loans are subject to credit approval. Members First Credit Union of Florida is federally-insured by the National Credit Union Administration (NCUA).
Terms and Conditions — Special promotion event dates 4/1/2026 - 5/31/20256. Promotion scoring for this event is strictly limited to the following merchant category codes: Wholesale clubs (5300), Discount Stores (5310), Grocery Stores / Supermarkets (5411), Eating Places & Restaurants (5812), Fast Food Restaurants (5814), Drug Stores / Pharmacies (5912). Bonus scoring limited to first $5,000 in eligible category spend during promotion period, any additional spend after limit has been reached will be scored as normal per your program's terms and conditions. Any transactions that are not categorized under one of specified promotion codes will be scored as normal per your program's terms and conditions. Please allow for up to two billing cycles for any bonus points accrued during the event to reach your rewards account. If you have any questions regarding your ScoreCard rewards account or point balance, contact ScoreCard Rewards Customer Service at 1-800-854-0790 or reach out to your issuing financial institution.
Gift Cards — For Anyone on Any Occasion!
Celebrate life's special moments or just let someone know you care with a Visa Gift Card from Members First. Gift cards are available at all branch locations. Plus, from now through June 30, 2026, we'll waive the $2.95 purchase/activation fee.
- Choose a card design
- Load from $10 to $1,000
- Let them purchase what they want or need
Use domestically everywhere debit cards are accepted. No ATM or Cash access. Gift cards are issued by Pathward, N.A., Member FDIC.
Do You Know Your Credit Score?
Thinking about buying a new car, saving for your first home, or simply wanting to boost your credit health? Members First Credit Union of Florida is here to support your financial journey with tools and guidance to help you make smart money moves.
Learn the breakdown of a credit score
Discover What Shapes Your Credit Score
You can request your FREE credit score, and we'll also share personalized tips to help you improve it. Just complete the form below, and we'll reach out with your score and actionable insights.
Refer-A-Friend
As a member of our Members First Credit Union of Florida family, we hope you enjoy working with us as much as we enjoy working with you. We would love to continue growing our family and think you deserve to be rewarded for helping us. Earn up to $60 when you refer-a-friend, here's how:
- When you refer-a-friend to become a member of Members First Credit Union of Florida and they open a new account, we’ll deposit $10.00 into your account*.
- Or, for every new member you refer who opens a new account and new auto, boat, motorcycle, RV loan, credit card, mortgage, or personal loan**, we’ll deposit $50.00 into your account and $50.00 into their savings account. Talk about a win-win!
Download Refer A Friend Program Form
*A $10 Referral bonus is awarded to existing member for new share account opened/started by a new member. Referral account must have a minimum balance of $5.00 to qualify.
**Referred loan has to be approved and opened with Members First Credit Union of Florida at time the new share account is opened. Referred mortgage loan must be approved at the time the new share account is opened and funded within 45 days of account opening. Minimum loan or credit amount of $5,000.00 is required.
Members First Credit Union of Florida reserves the right to change, modify, or terminate the program at any time without notice.
IMPORTANT NOTICE:
Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us.
Terms and conditions apply. Offer subject to change without notice. All loans are subject to credit approval. Rates and terms are based on individual credit worthiness.
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