Bring Your Loan Home & Earn Cash Back.
REFINANCE YOUR AUTO LOAN & ENJOY RATES AS LOW AS 3.99% + BRING HOME UP TO $500 CASH BACK*.
Members First Credit Union makes saving simple. Refinance your auto loan from another lender and enjoy low rates starting as low as 3.99% APR, plus get cash back. The more you refinance, the more you could earn—up to $500 back*.
Cash Back Incentives
Refinance Loan Amount
Cash Back Incentive
$50,000 and above
$500
$40,000 – $49,999
$400
$30,000 – $39,999
$300
$20,000 – $29,999
$200
$10,000 – $19,999
$100
Use Promo Code: BringHome500
Why Choose Us?
At Members First Credit Union of Florida, we're committed to helping you drive with confidence.
- Rates as low as 3.99% APR – Save more on your monthly payment.
- Up to $500 Cash Back – Put extra money in your pocket.
- No Payments for up to 90 Days – Enjoy your car now, pay later.
- Simple Application Process – Apply in minutes, get approved fast.
- Online Account Access — Anytime, Anywhere – Manage your loan with ease with Internet Banking and our Mobile Banking app.
Get Started.
Start your application today and experience the Members First difference.
- Apply online in minutes or stop by one of our branch locations.
- Get approved, drive away, and relax—your first payment isn't due for up to 90 days!
Not A Member? Join Today!
Become part of Members First Credit Union of Florida and enjoy this limited-time auto loan offer—plus all the other benefits of membership. It's easy to join and start saving more!
Who Can Join
- Membership is open to anyone who lives, works, or attends school in Escambia, Santa Rosa, or Okaloosa Counties.
- There is no membership fee to open an account. We just ask that members maintain a regular savings (share) account with a minimum balance of $5.
Questions? We're Here to Lend a Helping Hand.
Our team of friendly, knowledgeable financial representatives is ready to assist you—whether over the phone, at a branch, or through our website's convenient chat feature. Whatever you need, we're just a click, tap, or call away.
*Offer valid for a limited time only. Offer may be withdrawn or changed at any time without notice. Annual Percentage Rate (APR) as low as 3.99% available on approved credit for qualified borrowers. Actual rate and terms may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan. Up to $500 Cash-back Offer is based on the total amount refinanced, up to a maximum of $500, and will be credited to the member's account after loan funding and required conditions are met. Offer not valid for Existing MFCUFL Loans. Interest will still accrue with the ‘No Payments for up to 90 Days’ payment deferral offer. Offers subject to change or termination at any time without notice. Membership eligibility required. May not be combined with other offers or any other discounted rate. Member is responsible for all applicable federal, state, and local taxes. The Credit Union may file and provide
all informational notices (e.g., 1099-INT, 1099-MISC) required by applicable law or regulation. Other terms and conditions may apply.
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