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Home > Other Services > Clubs > SMARTeens


$MARTeens is your smart guide to money. If you are 13-18 years old in age and a member of Members First Credit Union of Florida, you are a $MARTeen. The $MARTeens program is designed to help you with your specific life needs and goals. At this point in your life, you're really just beginning your financial journey. Whether you just opened your account or have had one since you were a baby, you are now starting to lay the foundations for an independent, adult life. You may have just gotten your first real job, and now you have money beyond birthday gifts and allowances. What do you do with it? The practices you start to develop at this stage in your life can help you immensely in your future. It's a lot to think about and take in, but you don't have to do it alone. We have been there, and we are here to help. Power Your Future With A Credit Union You Can Trust.


  • Earn Interest
  • No Monthly Service Charge for accounts with less than $100.00 on deposit

Free Checking

  • No Minimum Balance
  • No Monthly Service Charges
  • No Annual Fees

Free eServices

  • Free Internet Banking
  • Free eStatements
  • Free Online Check Images
  • Free Internet Bill Pay
  • Free eLert Messages

ATM Access

  • Unlimited Use ($500.00 ATM Withdrawal Limit Per 24 Hrs.)
  • Cash 24 Hrs a Day

First Time Credit Card

  • $750.00 Credit Limit
  • 12.9% APR
  • Use at millions of locations that accept MasterCard or Visa credit cards

First Time Auto Loans

  • Fast Approval (New or Used)
  • Pre-Approval Available
  • Find used car NADA values free





Free Mobile Banking

  • 24/7 Access to your accounts
  • Free Mobile Banking App for smart phones and tablets
  • Free Telephone Teller
  • Free Text Alerts

* Members under the age of 21 must have a cosigner. Must be at least 18 to apply for a credit card if member can show proof of income.

Members First SMARTeens club

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.


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