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Rewards - Earn Cash Back


When you join the Members First Credit Union of Florida Rewards Club, you’ll experience the Members First difference while also earning cash rewards. Being a Rewards Club member means you get it all. This program is the best way to take advantage of the exclusive benefits our members deserve, like discounts, rebates, free services and more.


In order to qualify for Rewards Club membership, you must have the following*:

*These requirements must be met before enrolling in Rewards Club, so if you would like to sign up for any of these services, please stop by one of our locations or call us at (877) 434-6328 or locally at (850) 434-2211. To see complete terms and conditions, please click here.


Once you’ve joined the Members First Rewards Club, you can start enjoying these great features:

  • Free Checking: No monthly service charge and no minimum balance on your Regular Checking account
  • Free Money Order: Enjoy one free money order every day (standard fees will apply for additional money orders each day)
  • Free Official Checks: One free official check every day (standard fees will apply for additional official checks each day)
  • Free Online Check Images: Track the checks you’ve written with images that display once they are cashed
  • Free Debit Card: This convenient card is linked to your checking account and allows you to make purchases or withdraw cash at ATMs. Click here to see “Fee Free” ATMs locations
  • Free Online Bill Pay: Pay bills online or schedule regular payments absolutely free with no limit
  • Free eStatements: Keep up to date on your account with monthly statements sent to you electronically
  • Free Text Alerts: Receive alerts about your accounts on your mobile phone
  • Free Internet Banking: Enjoy the convenience of accessing your accounts 24 hours a day, 7 days a week. Click here [link to “Internet Banking” page] for instructions on how to set up your Internet Banking account for the first time
  • Free Mobile Banking: Access to your accounts anytime, anywhere. Transfer funds, make payments and pay bills with ease
  • If you have an Apple device, click here to download the mobile app
  • If you have an Android device, click here to download the mobile app
  • Discounted Safe Deposit Box: Store your valuables in a safe and secure location with Members First
  • Discounted Checks: Receive special Rewards Club member pricing when you place an order for checks
  • Rebate on Credit Card Transfers: Get cash back on your Members First Credit Card statement when you transfer funds
  • Rebate on Credit Card Purchases: When you make purchases using your Members First Credit Card, you receive cash back**
Purchases Cash Rewards Rebate
Up to $1,000.00 .25%
$1,000.01 to $2,000.00   .50%
$2,000.01 to $3,000.00      .75%
$3,000.01 and over        1.00%

**The rebate is based on the total amount of your purchases during the calendar year and is credited to your credit card statement during the month of December.


If you would like to apply for Rewards Club, click here for an online application. When you have completed the form, just email it to and include the subject line: Rewards Club Application. (Please note: PDF form fields are not compatible with Mozilla Firefox. Please use Internet Explorer to fill out the online application.)

And you can always apply by calling (850) 434-2211 or in person by visiting one of our branch locations:

Downtown Branch
251 West Garden St.
Pensacola, FL 32502

North Branch
250 West Airport Blvd.
Pensacola, FL 32505

East Branch
7176 North 9th Ave.
Pensacola, FL 32504

West Branch
4240 West Fairfield Dr.
Pensacola, FL 32505

Pace Branch
5005 Highway 90
Pace, FL 32571







If you have any questions about Rewards Club, feel free to speak with a Member Information Center Representative at (877) 434-6328 or locally at (850) 434-2211.

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Members First CU of Florida
NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)