While most financial institutions are looking for new ways to charge their customers, MembersFirst Credit Union looks for ways we can save you money. That is what makes us different, and that is what makes our checking accounts different. Each of our checking accounts provide you with unlimited check writing, free ATM/Debit card, "fee free"ATM access and many other benefits as they are listed. If you have any questions about any of these accounts, please feel free to call the Credit Union Information Center at (850) 434-2211 or toll free at 1-877-434-MFCU.
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FREE CHECKING
This is no regular checking account! Its a FREE checking account with no strings attached.  Combine that with MembersFirst personal service and you've see the true value of Credit Union membership.

SELECT CHECKING
For the member who wants to get the most out of every area of their personal finances, we offer Select Checking. This is a checking account that pays monthly dividends based on the average daily balance of the account.

We're Handing You A Clean Slate!
SECOND CHANCE CHECKING

SECOND CHANCE CHECKING
So you made a few mistakes...and when the dust settled, you were left with a few marks on ChexSystems. Second Chance Checking lets you chalk it up as experience and move on with your life. MembersFirst is handing you a clean slate. We're erasing the inconvenience of not having a checking account and offering you these benefits:

Consult with a Member Services Representative to open a Second Chance Checking account and start fresh with this clean slate we are offering you!

Checkbook Balancing Worksheet
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COMMUNITY CHECKING
The right tools are crucial when it comes to managing a non-profit organization. We welcome all non-profits including school clubs, PTA's, church groups, etc to open a Community Checking account with us to get your groups finances in order.  

For further information on all Credit Union deposit accounts, please refer to our All About Your Accounts Brochure brochure on Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers and Truth In Savings.

Checkbook Balancing Worksheet
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BUSINESS CHECKING
It's our business to make your business run smoothly! 
MembersFirst Business Checking. We also offer business accounts with many benefits and features needed to keep your business moving in the right direction.  

MembersFirst Business Checking includes: 

Checkbook Balancing Worksheet

Certificates may be purchased with a minimum deposit as low as $500.00.
Interest is compounded monthly and is credited at the end of each month. The interest can be posted to your CD, deposited to one of your accounts or an interest check can be mailed to you.
All CD's 24 months or longer will automatically be No Penalty CD's, which will allow you to convert the current rate to a higher rate once during the life of the CD.
Each CD will automatically renew at maturity. A renewal notice is mailed fifteen days before maturity.
At maturity there is a ten day grace period to make any changes to the CD without penalty.

Early withdrawal penalties:
CD's for less than one year-30 days worth of interest on the amount withdrawn.
CD's for one year or greater-90 days worth of interest on the amount withdrawn.

Current Rates

For further information on all Credit Union accounts, please refer to our All About Your Accounts Brochure on Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers and Truth In Savings.

Start saving now for your senior years by opening an Individual Retirement Account (IRA). Most taxpayers may continue to defer taxes on their IRA contributions and earnings until the money is withdrawn. Competitive rates are offered on the 12 and 24 month fixed rate IRA.

Interest is compounded monthly and credited to your account at the end of each month. The IRA is automatically renewed every 12 and 24 months at the current rate.

At maturity, there is a ten day grace period to withdraw funds without being charged a Credit Union penalty.  If an early withdrawal is necessary, the Credit Union penalty is 90 days worth of interest on the amount withdrawn.

There is no minimum balance required to open this account.

Current Rates

For further information on all Credit Union accounts, email us or refer to our All About Your Accounts Brochure on Terms and Conditions, Electronic Transfers, Funds Availability, Funds Transfers and Truth In Savings.