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Check out our REPOS FOR SALE!
Click
here for our current auto loan terms and rates!
Step 1 Call 434-2211, email
us or get
pre-approved
online- In a matter of minutes, we will can get
the information we need to determine how much you can spend on
a vehicle and how much your payments will be. Plus, we give
you the same low rate on a new or used vehicle purchase.
Step
2 The Search - Now that you
know how much you can pay for a vehicle, you won't waste time
looking at cars beyond your limit of affordability. Take your
time and identify what accessories you need in a car, and look
for something along those lines. Don't buy a car on the first
visit. Instead take the time to call your Credit Union. By
giving us the year, make, model, mileage and accessories, we
will be able to give you the suggested retail price and the
wholesale price of the vehicle or you can look it up yourself
right now!
The price you pay for the
automobile should not exceed the retail price we have recorded
in our reference books. Also look up automotive reviews in
Consumer Reports Magazine or the internet (try
www.carprices.com). For additional insurance have a trusted
mechanic inspect the vehicle for potential problems with the
car. And for only $10, MembersFirst Credit Union can get you
the mechanical history of almost any vehicle.
Step
3 Insurance - Automobile
insurance is what protects you as the owner of the vehicle
should you become involved in an accident, have your car
stolen or other unfortunate happenings take place. Here are
some tips to help you keep your insurance rates down:
Ask for discounts - If you don't ask for
discounts, you might not get them. Some insurers give
discounts for good grades and continued education. If you are
living at home, it may save you money to be joint on your
parents' auto insurance.
Avoid tickets - If you don't have a clean
driving record, see if you can take a defensive driving course
for a discount on your insurance.
Find the company that is competing for your business
- Rates may vary according to the insurance company you
choose, the car you purchase, your age, your driving record,
your grades and more. For additional quotes consult the yellow
pages in your telephone book, or visit www.insweb.com for free
quotes from national insurance companies.
Step
4 The Purchase -You've defined your needs in a
vehicle, you've been pre-approved for an auto loan at MembersFirst
Credit Union of Florida and you've found the car you want. Now
all that's left is to pick up your check at the Credit Union
and pick up your car. After the purchase is complete, contact
your insurance agent to begin the policy on your new car.
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