June 2010
 
 
 
      Credit Card Balance Transfers
 
  Summer time is here!  Receive 5.95% APR for the life of the balance transferred.  
   
  We have a loan to fit your needs!  
   
  As low as 3.75% APR  
 
      Mortgage Refinance Special
 
  4.99% Fixed APR for 7 years. Plus, we’ll pay your closing costs!  
 
      Overdraft Protection-Opt In!
 
  Find out what you need to do to be covered by Overdraft Protection.  
 
      Important Notice
 
  Our Gulf Breeze Office will be closing
June 23,2010
 
 
Dates to Remember

All offices will be closed in observance of the following holiday:
Mon, July 5.....................Independence Day

 
 


Summertime is Here! Beginning May 15th, all credit card cash advances and balance transfers will get a special rate of 5.95%

Take advantage of this limited time offer. It’s an opportunity to consolidate credit card balances into one low payment at this amazing rate. Here is an example of how you save:
 
  Balance APR Interest for 1 year
theirs $10,000 21.00% $2,100
ours $10,000 5.95% $595

Switch and save over $1,500 in one year! Call us at 434-2211 or stop by a branch near you to take advantage of this limited time offer.

*APR=Annual Percentage Rate. Subject to approval. Balance Transfer promotion starts May 15th, 2010.

 
 
      Credit Card Balance Transfers
 
  Summer time is here!  Receive 5.95% APR for the life of the balance transferred.  
   
  We have a loan to fit your needs!  
   
  As low as 3.75% APR  
 
      Mortgage Refinance Special
 
  4.99% Fixed APR for 7 years. Plus, we’ll pay your closing costs!  
 
      Overdraft Protection-Opt In!
 
  Find out what you need to do to be covered by Overdraft Protection.  
 
      Important Notice
 
  Our Gulf Breeze Office will be closing
June 23,2010
 
SUMMER FUN STARTS HERE!
And we have a loan to fit your needs!

 

When it comes to loans, you can count
on Members First to have the right loan to fit your needs. We have money to lend, and our low rates can’t be beat.

Apply for a Vacation Loan for your next summer vacation. Borrow up to $2,000 at 10% APR for 12 months.

Also check out our rates on recreational vehicles. Come in to refinance your existing vehicle at a lower rate.
   

 
 
      Credit Card Balance Transfers
 
  Summer time is here!  Receive 5.95% APR for the life of the balance transferred.  
   
  We have a loan to fit your needs!  
   
  As low as 3.75% APR  
 
      Mortgage Refinance Special
 
  4.99% Fixed APR for 7 years. Plus, we’ll pay your closing costs!  
 
      Overdraft Protection-Opt In!
 
  Find out what you need to do to be covered by Overdraft Protection.  
 
      Important Notice
 
  Our Gulf Breeze Office will be closing
June 23,2010
 
 

 
      Credit Card Balance Transfers
 
  Summer time is here!  Receive 5.95% APR for the life of the balance transferred.  
   
  We have a loan to fit your needs!  
   
  As low as 3.75% APR  
 
      Mortgage Refinance Special
 
  4.99% Fixed APR for 7 years. Plus, we’ll pay your closing costs!  
 
      Overdraft Protection-Opt In!
 
  Find out what you need to do to be covered by Overdraft Protection.  
 
      Important Notice
 
  Our Gulf Breeze Office will be closing
June 23,2010
 

   

 
 
      Credit Card Balance Transfers
 
  Summer time is here!  Receive 5.95% APR for the life of the balance transferred.  
   
  We have a loan to fit your needs!  
   
  As low as 3.75% APR  
 
      Mortgage Refinance Special
 
  4.99% Fixed APR for 7 years. Plus, we’ll pay your closing costs!  
 
      Overdraft Protection-Opt In!
 
  Find out what you need to do to be covered by Overdraft Protection.  
 
      Important Notice
 
  Our Gulf Breeze Office will be closing
June 23,2010
 
Opt in for Overdraft
Protection Privileges

Due to upcoming/pending legislation, you now have an option concerning whether you want to continue to have our Overdraft Protection service cover your everyday debit card transactions.
Why Opt in? Our Overdraft Protection is designed with your protection in mind. The vast majority of our members do not overdraw their accounts and incur fees; however, life doesn’t always go according to plan, and overdrafts do occur. Without overdraft protection, your everyday debit card transaction may be declined if you attempt to make a transaction without sufficient funds.
For existing accounts: If you do not opt in, beginning August 15, 2010, your everyday debit card transactions will NOT be protected under Members First’s overdraft protection.

For new accounts: If you open a new account on or after July 1, 2010, your everyday debit card transactions will not be protected under Members First’s overdraft protection unless you opt in.

How to opt in: Call 434-2211, visit www.membersfirstfl.org and complete the online form, or visit a MFCU branch near you.

*Whether your overdrafts will be paid is discretionary, based on your eligibility for the program. Applicable fees apply to transactions that are paid.
   
 

 
      Credit Card Balance Transfers
 
  Summer time is here!  Receive 5.95% APR for the life of the balance transferred.  
   
  We have a loan to fit your needs!  
   
  As low as 3.75% APR  
 
      Mortgage Refinance Special
 
  4.99% Fixed APR for 7 years. Plus, we’ll pay your closing costs!  
 
      Overdraft Protection-Opt In!
 
  Find out what you need to do to be covered by Overdraft Protection.  
 
      Important Notice
 
  Our Gulf Breeze Office will be closing
June 23,2010
 
Important Notice:
Our Gulf Breeze Branch will be closing on June 23, 2010.

After careful consideration and evaluation, the Board of Directors has made the decision to close our Gulf Breeze branch.

The decision was based on the lack of activity and low transaction volume at the branch. The closing of Gulf Breeze is in no way a negative reflection of our stability. Members First remains a strong, well-capitalized financial institution. We are rated a five star institution by BauerFinancial.

Employees that currently work at the Gulf Breeze branch will be relocated to other branch locations and are eager to continue serving you, our valued members.

We’ve enjoyed serving your financial needs in Gulf Breeze, and we hope that you will let us continue to serve you in the future at our other branches in Escambia and Santa Rosa Counties.

We encourage you to come in or call us at 434-2211 so that we can discuss alternative servicing options such as other branches, our Member Information Center and Online Banking.  
 

Unlawful Internet Gambling Enforcement Act
(UIGEA) Notice To Members:

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with Members First Credit Union.

Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

The UIGEA regulations do not define the term beyond the Act's definition. Online state lotteries, horse racing, and fantasy football are not considered illegal under the statue.

 

   

  Downtown Pensacola
64 South Reus Street
West Pensacola
4240 W. Fairfield Drive
North Pensacola
250 W. Airport Blvd
East Pensacola
7176 North 9th Ave
Pace/Milton
5005 Hwy 90
Gulf Breeze
1177 Gulf Breeze Pkwy
     
  Phone: (850) 434-2211 |Web: www.MembersFirstFL.org  | Email: mfcufl@mfcufl.org